Introduction
This online ESG Bank Lending training is being delivered live in one 4-hour session which runs from 13:00 – 17:00 London (UK).
You can learn more about our virtual, online courses and how they work on our course FAQ page. Or view our Virtual Classroom schedule to see what else is being delivered live in our online classrooms. If you don’t see the [topic name here] training topic, you are looking for, or if you would like an online classroom in another time zone, please tell us.
Bank lenders have ESG exposure on their books already, whether recognised or not. Whilst some banks, still smarting from more than a decade of regulatory shock, unquestioningly adopt what they are told, others see ESG Banking and ESG Lending as an opportunity of a life-time.
This half-day introductory programme provides just enough actionable material to get bankers started, if they have not already, or move them further along if they have, started their ESG journey.
We will be discussing whether ESG risk is separate from credit risk, or is simply an extension of it. We will see what good ESG disclosure looks like – and what it doesn’t. We will evaluate regulatory approaches in the ESG space to see how far banking has come in ESG and what may be yet to come.
Session Review:
- Does the presence of ESG exposure increase loan credit risk? Does it increase cure costs on the part of the borrower? The first session explains how everything has changed in a world that is, superficially at least, the same.
- The second session outlines the disclosure requirements for borrowers, as well as for banks. It then transitions into a discussion of ESG due diligence and how bankers can avoid falling prey to corporate “green washing”.
- The third session discusses bank regulation and initiatives taken to incorporate ESG. Here are examples of direct legislation (EU), recommendations to bank regulators (BCBS) and recommendations to accounting oversight bodies (IFRS).